Last updated: 03/24/2026
Collective Health provides the Medical HRA designed to support employees with medical expenses that covers a variety of eligible products and services, listed below. This document outlines the program policy.
All U.S. full-time employees who are enrolled in Collective Health’s Core Group Medical Plans are eligible to participate in the program. Employees not enrolled in the Core Collective Health medical plan cannot enroll in the Collective Health HRA and neither can their spouse or domestic partner. You must be employed by Collective Health when eligible expenses are incurred (paid for).
Forma is the administrator for the HRA program. For general FAQs, please refer to the help center. You can reach Forma’s Customer Support Team by emailing support.joinforma.com or through the live-chat feature directly in your Forma account.
Eligible employees will receive either $375 (Individual coverage) or $750 (Family coverage) per calendar year for eligible products and services listed below based on their Group medical coverage tier. Any unused amount expires at the end of the calendar year. There is a 90 -day run-out period for expenses incurred in the previous plan year.
The funds will be deposited into your Forma Account on the 1st of each year. You may spend the allowance using Reimbursement Claims.
Eligible dependents who are enrolled in the Core Medical Plans can also have their claims submitted for reimbursement.
Expenses must be incurred on or after January 1, 2023 to be eligible for reimbursement through Forma.
If you pay out of pocket for an eligible expense incurred by either you or an enrolled dependent, you may submit a reimbursement claim through the Forma portal. (A list of eligible categories and examples can be found in the next section.) Reimbursement requests will be processed within 2-3 days.
Please submit the receipt(s) with your name, item name, purchase date, and purchase amount when filing your reimbursement claim. The Forma claims review team will review the receipt by checking: